Accept Credit and Debit Cards
Most of us participate daily in credit card transactions, usually as consumers and do not give much thought to the way the process actually works. As a merchant, however, you do need to intimately understand the transaction process, in order to minimize downgrades, customer disputes and chargebacks, which in turn increases profitability. We have written several guides and manuals to assist you in developing your sales process and payment procedures. We will help you implement the best practices we advocate and ensure that you accept credit and debit cards in compliance with Visa and MasterCard standards. Our services offer a host of alternative payment solutions to help you attract consumers who either cannot or will not use cards.
Accept Credit and Debit Cards at Low Processing Fees
| Application fee | $0 |
| Account set-up fee | $0 |
| Equipment reprogramming fee | $0 |
| Visa / MasterCard discount rate | 2.15% – eCommerce, MO / TO, 1.65% – face-to-face |
| Visa / MasterCard transaction fee | $0.25 – eCommerce, MO / TO, $0.20 – face-to-face |
| Payment gateway monthly fee | $9.95 – Internet-based service only |
| Monthly statement fee | $9.95 – All payment solutions |
Our payment acceptance services, however, go well beyond enabling you to accept credit and debit cards at low rates. Our processing solutions are backed by one of the most comprehensive web-based reporting systems in the industry. It provides you with a range of capabilities, including trending and profitability analysis, chargeback and retrieval management, daily report and settlement review, transaction research by various criteria, 12-month statement access, and a lot more.
You will also benefit from:
- Same-day application decision
- Acceptance of all major American, European and Japanese credit and debit card brands
- PayPal, Google Checkout, Amazon Payments third-party options to accommodate all customers
- Combined detailed reporting and statements
- Risk management programs to limit exposure to fraud
- Consolidated ACH deposits for all payment types into your bank account in as little as 24 hours
- Manage transactions, review sales reports, trend analyses and more online with our client center
- Round-the-clock US-based merchant support
Request our payment processing proposal
