American Credit Card Processing

The cost of accepting cards in the US has decreased significantly over the course of the last decade, while the quality of the service has improved greatly. Merchants have new tools available to them today to help monitor their activity online, manage risk and chargebacks and to fight fraud and unauthorized activity. At UniBul Merchant Services we offer secure, reliable and low cost American credit card processing solutions to commercial and non-profit organizations. In addition to bank cards, you can choose from a wide variety of optional services. The increased variety at your check-out will help ensure that you do not lose a sale because you do not support your customer’s preferred payment choice.

Our American Credit Card Processing Fees

    Application fee $0
    Payment processing account set-up fee $0
    POS terminal reprogramming fee $0 – Physical store solutions
    Authorize.Net gateway set-up fee $0 – Internet-based services
    Authorize.Net gateway monthly fee $0 – Internet-based services
    Monthly statement fee $0 – All accounts
    Visa / MasterCard discount rate 2.04% – eCommerce/ MO / TO, 1.65% – card-present
    Visa / MasterCard per-transaction fee $0.20 – eCommerce/ MO / TO, $0.20 – card-present

    *We can only provide payment acceptance services to US-based organizations


Tell us about your specific processing needs, and one of our service consultants will submit our American credit card processing proposal within hours. A detailed pricing agreement will list all of our rates and fees. We may show you additional related options so you can compare similar solutions. Upon approval of your application, your account will be set-up within a day or two and you will be ready to start accepting payments.

Your service benefits will include:

  • Application decision as soon as on the day of submission
  • No teaser rates, no hidden fees – all charges are fully disclosed in our pricing agreement
  • Support for Visa, MasterCard, Discover, American Express and the major foreign payment cards
  • PayPal, Google Checkout, Amazon Payments, eChecks, eBillme payment options
  • Chargeback and risk management programs to help minimize your fraud exposure
  • Fast, secure transaction authorizations
  • Review transactions, manage exception items and more from your browser with our client center
  • Excellent round-the-clock US-based merchant support


Request our payment processing proposal

American Credit Card Processing