Bad Credit Merchant Account
Bad credit history can often prove to be a stumbling block when it comes to any activity involving bank cards, whether it is on the consumer or the merchant end. At UniBul Merchant Services we work hard to make even the most disadvantaged in that respect become eligible for our solutions. Our bad credit merchant account program will provide you with a full-fledged processing service and your payment acceptance costs will be just as everyone else’s. Moreover, in addition to accepting credit and debit cards, you will have a range of alternative payment services to choose from. The increased variety at the check-out will help attract new customers and help reduce the number of lost sales.
Our Processing Rates and Fees
| Application fee | $0 |
| Payment processing account set-up fee | $0 |
| POS terminal reprogramming fee | $0 – Physical store solutions |
| Authorize.Net gateway set-up fee | $0 – Internet-based services |
| Authorize.Net gateway monthly fee | $0 – Internet-based services |
| Monthly statement fee | $0 – All accounts |
| Visa / MasterCard discount rate | 2.04% – eCommerce, MO / TO, 1.65% – face-to-face |
| Visa / MasterCard per-transaction fee | $0.20 – eCommerce, MO / TO, $0.20 – face-to-face |
*We can only provide payment acceptance services to US-based organizations
At UniBul Merchant Services we are committed to providing bad credit merchant account solutions to all qualified applicants. Once you are approved, you will be enjoying the same advantages that our merchants with higher credit scores have access to. Our client center will provide you with a round-the-clock hub where you will find answers to your payment processing questions and give you management capabilities that will allow you to control your account.
Your service benefits will include:
- One of the highest bad credit merchant account approval rates in the industry
- Support for Visa, MasterCard, Discover, American Express and the major foreign payment cards
- Support for PayPal, Google Checkout, Amazon Payments, eChecks and eBillme
- Quicker access to your money through ACH funding in as little as 24 hours
- Fast, secure transaction authorizations
- Robust chargeback management capabilities
- Review transactions, manage exception items and more from your browser with our client center
- Dedicated 24 / 7 US-based merchant support
Request our payment processing proposal
