Card Merchant Account

At UniBul Merchant Services we have based our pricing structure on the interchange-plus model. It works by processing all types of credit and debit cards at their respective interchange rates plus our processing cost. The interchange rates are published by the Credit Card Associations of Visa and MasterCard and are available to everyone on their websites. There is a big difference between our and the still more prevalent tiered pricing model which is illustrated in a greater detail in our Interchange Plus Pricing guide. We offer a free review of your latest processing statements and an estimate of the savings our card merchant account service will provide to your company.

Our Payment Processing Fees

    Application processing fee $0
    Card merchant account set-up fee $0
    Equipment reprogramming fee $0 – Physical store solutions
    Authorize.Net payment gateway monthly fee $0 – Web-based solutions
    Authorize.Net payment gateway monthly fee $0 – Web-based solutions
    Monthly statement fee $0 – All accounts
    Visa / MasterCard discount rate 2.04% – Internet-based services, 1.65% – card-present
    Visa / MasterCard per-transaction fee $0.20 – Internet-based services, $0.20 – card-present

    *We can only provide credit card acceptance services to US-based organizations


We offer two ways to start our card merchant account application process. You can contact us online and we will email you our payment processing pricing proposal within hours. Alternatively, you can call us at 866.749.1405 and speak with the first available representative. Either way, one of our account managers will be assigned to answer your questions and guide you through the application and set-up processes which are typically completed within two business days of submitting all required paperwork.

Your service benefits will include:

  • Support for Visa, MasterCard, Discover, American Express and the major foreign payment cards
  • Alternative payment methods including PayPal, Google Checkout, Amazon Payments and eBillme
  • Access to your money in as little as 24 hours through daily ACH deposits into your bank account
  • Fast, secure transaction authorizations
  • Robust chargeback management capabilities
  • Risk management services to limit your fraud exposure
  • Web-based client center to give you instant access to all of your account information
  • Dedicated round-the-clock US-based merchant support


Request our payment processing proposal

Card Merchant Account