Cheapest Way to Accept Credit Cards

Managing costs is critical for the long term success of your business and finding the cheapest way to accept credit cards is one of the most important stages of the process. At UniBul Merchant Services we use the interchange plus pricing structure to ensure lowest possible processing costs. The difference between the interchange plus and the far more prevalent tiered pricing model is substantial. For a detailed overview and comparison between the two models, review our Interchange Plus Pricing Guide. Whether you are an internet merchant, a coffee shop, a mail order business, or a gas station, we have the solution to keep your processing costs down. We advertise no teaser rates and charge no hidden fees.

Our Processing Fees for US Organizations

    Application fee $0
    Account set-up fee $0
    Equipment reprogramming fee $0 – Physical store solutions
    Authorize.Net payment gateway set-up fee $0 – Internet-based services
    Authorize.Net payment gateway monthly fee $0 – Internet-based services
    Monthly statement fee $0 – All accounts
    Visa / MasterCard discount rate 2.04% – eCommerce, MO / TO, 1.65% – face-to-face
    Visa / MasterCard per-transaction fee $0.20 – eCommerce, MO / TO, $0.20 – face-to-face

    *We can only provide payment acceptance services to US-based organizations


We have made the process of applying for payment acceptance services a simple and straightforward one. Once we receive your inquiry, we will respond within hours with our concrete proposal. We are committed to providing you with the cheapest way to accept credit cards. If you have questions or you need additional information about our company and payment solutions, please contact us by phone or email. We look forward to serving you.

Our merchants benefit from:

  • One of the highest merchant approval rates in the industry at 98% of qualified applicants
  • Cheapest way to accept credit cards
  • Support for PayPal, Google Checkout, Amazon Payments, eChecks and eBillme
  • Fast transaction authorizations
  • Direct ACH fund deposits into your bank account as soon in 24 hours
  • Chargeback and risk management programs to help limit your fraud exposure
  • Sales reports, trend analyses, chargeback management and more with our online client center
  • 24 / 7 US-based merchant support


Request our payment processing proposal

Cheapest Way to Accept Credit Cards