Credit Card Application Processing

Speed, accuracy and security are just a few of the great features our credit card application processing solutions offer. At UniBul Merchant Services we offer acceptance of Visa, Discover, MasterCard, American Express and the major European and Japanese cards. Additionally, we provide support for a wide range of alternative payment products to ensure that no sale is lost because a customer’s favorite check-out option is not available. Your customer base will grow larger as a result and your revenues will expand accordingly. You will be getting your money deposited into your bank account via ACH transfers in as little as 24 hours. Our commitment to your success begins with our very low processing rates which are listed below.

Our Rates and Fees

    Application fee $0
    Merchant account set-up fee $0
    Equipment reprogramming fee (if needed) $0 – Physical store solutions
    Authorize.Net payment gateway set-up fee $0 – Internet-based services
    Authorize.Net payment gateway monthly fee $0 – Internet-based services
    Monthly statement fee $0 – All solutions
    Visa / MasterCard discount rate 2.04% – eCommerce, MO / TO, 1.65% – card-present
    Visa / MasterCard per-transaction fee $0.20 – eCommerce, MO / TO, $0.20 – card-present

    *We can only provide payment acceptance services to US-based organizations


At UniBul Merchant Services we make the credit card application processing a secure and straightforward affair. Our proposals include a detailed pricing agreement that lists all service charges for you to examine at your convenience before any paperwork is signed. Once you start using our service, a sophisticated client center will give you complete control over your daily operations. From reviewing the latest trending report to examining the list of downgraded transactions, you will have all of the tools necessary to manage your account effectively.

Your service benefits will include:

  • Free credit card application processing
  • One of the highest merchant approval rates in the industry at 98% of qualified applicants
  • No teaser rates, no hidden fees – all charges are fully disclosed in our pricing agreement
  • Support for Visa, MasterCard, Discover, American Express and the major foreign payment cards
  • Support for PayPal, Google Checkout and Amazon Payments to enable all customers to check out
  • Quicker access to your money through ACH funding in as little as 24 hours
  • Review your transactions, manage chargebacks and much more with our client center
  • Round-the-clock US-based merchant support


Request our payment processing proposal

Credit Card Application Processing