Credit Card Merchant Processor
Electronic payment acceptance helps merchants expand customer base and increase revenue. Selecting the right credit card merchant processor will ensure that you are paying the lowest processing costs and have the best tools to manage your account. There are a number of variables that you need to consider. Processing rates are usually first on our customers’ lists and understandably so. We offer some of the lowest rates in the industry and the table below will prove that. The rates, however, are only as good as your ability to process payments in accordance with Visa and MasterCard standards. We work with our merchants to help them implement the best practices needed to guarantee that their processing procedures ensure compliance and avoid costly downgrades. Our reporting system will give you a range of capabilities, including monitoring your transaction activity, chargeback and retrieval management, 12-month statement access, and a lot more.
Our Rates and Fees
| Application fee | $0 |
| Merchant account set-up fee | $0 |
| Terminal / gateway set-up or reprogramming fee | $0 |
| Visa / MasterCard discount rate | 2.15% – Internet, MO / TO, 1.65% – card-present |
| Visa / MasterCard per-transaction fee | $0.25 – Internet, MO / TO, $0.20 – card-present |
| Payment gateway monthly fee | $9.95 – Web-based services only |
| Monthly statement fee | $9.95 – All accounts |
| *We are only servicing US-based organizations |
Our commitment to providing excellent service extends beyond providing low rates. Our merchants benefit from a suite of robust fraud prevention and risk management solutions and quick fund deposits into their checking accounts. As your credit card merchant processor we are successful only when you are and it is our priority to help you be as competitive as you can possibly be and realize the full potential of your business.
Our solutions provide advantages that include:
- Application decision as soon as within hours of submission
- No teaser rates, no hidden fees – all charges are fully disclosed in our pricing agreement
- Set-up with support for Visa, MasterCard, AmEx, Discover and the major foreign card brands
- Variety of alternative payment methods including PayPal, Google Checkout and Amazon Payments
- Consolidated, automatic ACH deposits for all payment types in as little as 24 hours
- Chargeback and risk management programs to help minimize your fraud exposure
- Transaction management, sales trend analyses and much more from web-based client center
- Dedicated 24 / 7 US-based credit card merchant processor support
Request our payment processing proposal
