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	<title>Comments on: eCommerce Merchant Account</title>
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	<link>http://www.unibulmerchantservices.com</link>
	<description>Merchant accounts for credit card processing, fraud prevention services, gift card programs, online reporting, chargeback management.</description>
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		<title>By: Protecting eCommerce Merchant Accounts from Intrusion</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-362</link>
		<dc:creator>Protecting eCommerce Merchant Accounts from Intrusion</dc:creator>
		<pubDate>Fri, 19 Dec 2008 15:52:05 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-362</guid>
		<description>[...] and other unauthorized persons are gaining access to eCommerce merchant accounts via the shopping cart or the payment gateway. Typically unauthorized users attack eCommerce [...]</description>
		<content:encoded><![CDATA[<p>[...] and other unauthorized persons are gaining access to eCommerce merchant accounts via the shopping cart or the payment gateway. Typically unauthorized users attack eCommerce [...]</p>
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		<title>By: ECommerce Fraud Screening</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-356</link>
		<dc:creator>ECommerce Fraud Screening</dc:creator>
		<pubDate>Tue, 16 Dec 2008 15:33:28 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-356</guid>
		<description>[...] order to obtain chargeback protection, eCommerce merchants need to ensure that their acquiring bank or a card payment processor is providing the [...]</description>
		<content:encoded><![CDATA[<p>[...] order to obtain chargeback protection, eCommerce merchants need to ensure that their acquiring bank or a card payment processor is providing the [...]</p>
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		<title>By: ECommerce Fraud Prvention</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-329</link>
		<dc:creator>ECommerce Fraud Prvention</dc:creator>
		<pubDate>Sun, 30 Nov 2008 20:07:33 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-329</guid>
		<description>[...] ECommerce merchants should avoid offering a default month and year for the card expiration date. The cardholder may mistakenly select the default date, which will almost certainly differ from the actual card expiration date. The card issuer will typically decline a transaction where the provided card expiration date differs from the actual one. [...]</description>
		<content:encoded><![CDATA[<p>[...] ECommerce merchants should avoid offering a default month and year for the card expiration date. The cardholder may mistakenly select the default date, which will almost certainly differ from the actual card expiration date. The card issuer will typically decline a transaction where the provided card expiration date differs from the actual one. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Minimizing ECommerce Risk</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-311</link>
		<dc:creator>Minimizing ECommerce Risk</dc:creator>
		<pubDate>Mon, 10 Nov 2008 15:57:29 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-311</guid>
		<description>[...] ECommerce merchants should focus on the following best practices when designing their sales transaction forms: [...]</description>
		<content:encoded><![CDATA[<p>[...] ECommerce merchants should focus on the following best practices when designing their sales transaction forms: [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Managing ECommerce Risk</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-269</link>
		<dc:creator>Managing ECommerce Risk</dc:creator>
		<pubDate>Thu, 23 Oct 2008 16:57:09 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-269</guid>
		<description>[...] information through PCI compliance. The Payment Card Industry Data Security Standards provide eCommerce merchants with standards, procedures and tools for data protection. You will need reliable encryption [...]</description>
		<content:encoded><![CDATA[<p>[...] information through PCI compliance. The Payment Card Industry Data Security Standards provide eCommerce merchants with standards, procedures and tools for data protection. You will need reliable encryption [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: ECommerce Card Transaction Basics</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-250</link>
		<dc:creator>ECommerce Card Transaction Basics</dc:creator>
		<pubDate>Sun, 19 Oct 2008 21:12:47 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-250</guid>
		<description>[...] due to the absence of both the physical card and the cardholder who cannot provide a signature. ECommerce merchants can minimize their fraud exposure by adopting adequate card acceptance procedures and implementing [...]</description>
		<content:encoded><![CDATA[<p>[...] due to the absence of both the physical card and the cardholder who cannot provide a signature. ECommerce merchants can minimize their fraud exposure by adopting adequate card acceptance procedures and implementing [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Lowest ECommerce Merchant Account Rates &#124; Web Hosting Comparison</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-194</link>
		<dc:creator>Lowest ECommerce Merchant Account Rates &#124; Web Hosting Comparison</dc:creator>
		<pubDate>Fri, 03 Oct 2008 11:33:25 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-194</guid>
		<description>[...] eCommerce Merchant Account [...]</description>
		<content:encoded><![CDATA[<p>[...] eCommerce Merchant Account [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lowest ECommerce Merchant Account Rates &#124; Compare Web Hosting</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-186</link>
		<dc:creator>Lowest ECommerce Merchant Account Rates &#124; Compare Web Hosting</dc:creator>
		<pubDate>Wed, 01 Oct 2008 16:03:14 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-186</guid>
		<description>[...] eCommerce Merchant Account [...]</description>
		<content:encoded><![CDATA[<p>[...] eCommerce Merchant Account [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Chargebacks</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-166</link>
		<dc:creator>Chargebacks</dc:creator>
		<pubDate>Tue, 16 Sep 2008 14:04:42 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-166</guid>
		<description>[...] the use of the Address Verification Service (AVS) and the Card Security Codes (CVV2, CVC2 and CID). ECommerce merchants should know that their merchant processing bank can re-present a charged-back transaction [...]</description>
		<content:encoded><![CDATA[<p>[...] the use of the Address Verification Service (AVS) and the Card Security Codes (CVV2, CVC2 and CID). ECommerce merchants should know that their merchant processing bank can re-present a charged-back transaction [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Safeguarding Cardholder Information through PCI Compliance</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-154</link>
		<dc:creator>Safeguarding Cardholder Information through PCI Compliance</dc:creator>
		<pubDate>Mon, 08 Sep 2008 14:43:45 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-154</guid>
		<description>[...] the Credit Card Associations joined forces to create a program that spells out the procedures that eCommerce merchants must implement into their organizations in order to protect sensitive personal [...]</description>
		<content:encoded><![CDATA[<p>[...] the Credit Card Associations joined forces to create a program that spells out the procedures that eCommerce merchants must implement into their organizations in order to protect sensitive personal [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Handling of eCommerce Transaction Post-Authorizations</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-150</link>
		<dc:creator>Handling of eCommerce Transaction Post-Authorizations</dc:creator>
		<pubDate>Sat, 06 Sep 2008 16:58:55 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-150</guid>
		<description>[...] ECommerce merchants should consider sending a confirmation before completing an order in an online transaction that was approved by the card issuer. If the transaction was declined, however, merchants need to have procedures in place for handling such situations with the customer. Merchants must also look for ways to avoid declines of this type in the future, where possible. The following best practices should be incorporated into your post-authorization procedures: [...]</description>
		<content:encoded><![CDATA[<p>[...] ECommerce merchants should consider sending a confirmation before completing an order in an online transaction that was approved by the card issuer. If the transaction was declined, however, merchants need to have procedures in place for handling such situations with the customer. Merchants must also look for ways to avoid declines of this type in the future, where possible. The following best practices should be incorporated into your post-authorization procedures: [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Merchant Account Intrusion Prevention</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-145</link>
		<dc:creator>Merchant Account Intrusion Prevention</dc:creator>
		<pubDate>Thu, 04 Sep 2008 14:32:58 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-145</guid>
		<description>[...] number of ways that criminals are exploiting in their efforts to breach the security mechanisms of eCommerce merchant accounts. Often their targets are the merchant&#8217;s shopping cart and payment gateway. The criminals [...]</description>
		<content:encoded><![CDATA[<p>[...] number of ways that criminals are exploiting in their efforts to breach the security mechanisms of eCommerce merchant accounts. Often their targets are the merchant&#8217;s shopping cart and payment gateway. The criminals [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Transaction Qualification Guidelines</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-141</link>
		<dc:creator>Transaction Qualification Guidelines</dc:creator>
		<pubDate>Fri, 29 Aug 2008 13:41:08 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-141</guid>
		<description>[...] ECommerce merchants must ensure that all transactions pass the qualification requirements before processing them. The following simple procedures will help reduce risk exposure and the losses from fraudulent transactions. [...]</description>
		<content:encoded><![CDATA[<p>[...] ECommerce merchants must ensure that all transactions pass the qualification requirements before processing them. The following simple procedures will help reduce risk exposure and the losses from fraudulent transactions. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Verified by Visa Step-by-Step</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-139</link>
		<dc:creator>Verified by Visa Step-by-Step</dc:creator>
		<pubDate>Thu, 28 Aug 2008 13:58:41 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-139</guid>
		<description>[...] an online transaction at a participating eCommerce merchant, the Visa cardholder clicks &#8220;Complete Order&#8221; or an equivalent option at the checkout. [...]</description>
		<content:encoded><![CDATA[<p>[...] an online transaction at a participating eCommerce merchant, the Visa cardholder clicks &#8220;Complete Order&#8221; or an equivalent option at the checkout. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: eCommerce Transaction Processing</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-131</link>
		<dc:creator>eCommerce Transaction Processing</dc:creator>
		<pubDate>Fri, 22 Aug 2008 14:28:51 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-131</guid>
		<description>[...] with an Authorization RequestMO/TO and eCommerce merchant account users can process AVS requests just as they process authorizations, either in real time or in a [...]</description>
		<content:encoded><![CDATA[<p>[...] with an Authorization RequestMO/TO and eCommerce merchant account users can process AVS requests just as they process authorizations, either in real time or in a [...]</p>
]]></content:encoded>
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	<item>
		<title>By: eCommerce Transaction Authentication</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-120</link>
		<dc:creator>eCommerce Transaction Authentication</dc:creator>
		<pubDate>Sat, 16 Aug 2008 03:31:39 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-120</guid>
		<description>[...] Service. Address Verification Service (AVS), as its name suggests, is a service that helps eCommerce merchant account users verify a cardholder&#8217;s billing address. The verification is done simultaneously with the [...]</description>
		<content:encoded><![CDATA[<p>[...] Service. Address Verification Service (AVS), as its name suggests, is a service that helps eCommerce merchant account users verify a cardholder&#8217;s billing address. The verification is done simultaneously with the [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: &#187; Why Are Some Businesses More High-Risk Than Others? Software Articles Free Reprint Articles Submit Articles Add Content</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-112</link>
		<dc:creator>&#187; Why Are Some Businesses More High-Risk Than Others? Software Articles Free Reprint Articles Submit Articles Add Content</dc:creator>
		<pubDate>Thu, 14 Aug 2008 01:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-112</guid>
		<description>[...] eCommerce Merchant Account [...]</description>
		<content:encoded><![CDATA[<p>[...] eCommerce Merchant Account [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: &#187; ECommerce Merchant Account Processing Rates Software Articles Free Reprint Articles Submit Articles Add Content</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-108</link>
		<dc:creator>&#187; ECommerce Merchant Account Processing Rates Software Articles Free Reprint Articles Submit Articles Add Content</dc:creator>
		<pubDate>Thu, 14 Aug 2008 01:21:51 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-108</guid>
		<description>[...] eCommerce Merchant Account [...]</description>
		<content:encoded><![CDATA[<p>[...] eCommerce Merchant Account [...]</p>
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		<title>By: eCommerce Information Security Policy</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-95</link>
		<dc:creator>eCommerce Information Security Policy</dc:creator>
		<pubDate>Tue, 12 Aug 2008 21:35:07 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-95</guid>
		<description>[...] expect that eCommerce merchants protect the personal information they provide during a transaction. They also expect that merchants [...]</description>
		<content:encoded><![CDATA[<p>[...] expect that eCommerce merchants protect the personal information they provide during a transaction. They also expect that merchants [...]</p>
]]></content:encoded>
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	<item>
		<title>By: How much does it cost to set up an eCommerce merchant account?</title>
		<link>http://www.unibulmerchantservices.com/ecommerce-merchant-account/comment-page-1/#comment-25</link>
		<dc:creator>How much does it cost to set up an eCommerce merchant account?</dc:creator>
		<pubDate>Fri, 13 Jun 2008 21:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://unibulmerchantservices.com/?page_id=237#comment-25</guid>
		<description>[...] order to set up an eCommerce merchant account, you need the [...]</description>
		<content:encoded><![CDATA[<p>[...] order to set up an eCommerce merchant account, you need the [...]</p>
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