High Risk Credit Card Processing
So you have just started your business and discovered that, when it comes to payment processing, it falls into the high risk category? Well, all that means is that your processing rates will be slightly higher than a lower risk type. In fact, if you follow the recommendations in our Payment Card Acceptance Best Practices Guide, you will be sure to get the most out of your high risk credit card processing account and substantially close the gap. The high risk is one of several designations used by the Credit Card Associations of Visa and MasterCard to categorize businesses in a way that takes into account the levels of chargebacks that similar companies have historically produced. They are monitored very carefully by the Associations and merchants need to keep them to a minimum. We will help you minimize yours and get the most out of your processing solution.
High Risk Credit Card Processing Rates and Fees
| Application fee | $0 |
| Merchant account application fee | $0 |
| Terminal reprogramming fee | $0 – Physical store solutions |
| Authorize.Net gateway set-up fee | $0 – Web-based services |
| Authorize.Net gateway monthly fee | $0 – Web-based services |
| Monthly statement fee | $0 – All accounts |
| Visa / MasterCard discount rate | 2.04% – eCommerce and MO / TO, 1.65% – card-present |
| Visa / MasterCard per-transaction fee | $0.20 – eCommerce and MO / TO, $0.20 – card-present |
*We can only provide payment acceptance services to US-based organizations
The time it takes for a merchant application decision to be made varies and is dependent on several factors, however, when we receive all required information, most of the time your high risk credit card processing account will be set up within a couple of days. Submit your inquiry now and we will email you our detailed proposal within hours. If you need additional information or have questions for us, do not hesitate to call us at 866.749.1405 or send us an email. Speaking with our existing and prospective merchants helps us improve our solutions.
Your service benefits will include:
- Full disclosure of all processing fees before any commitment is made
- Acceptance of Visa, MasterCard, American Express, Discover and the major foreign card brands
- Alternative payment methods including PayPal, Google Checkout, Amazon Payments and eBillme
- Quicker access to your money through daily ACH deposits into your designated bank account
- Fast, secure transaction authorizations
- Chargeback and risk management programs to help minimize your fraud exposure
- Transaction management, sales reports and more with our web-based client center
- 24 / 7 US-based customer service center for a superior merchant support
Request our payment processing proposal
