High Risk Merchant Account

So you have just started your business and discovered that it falls into the high risk category? Well, all that means is that your processing rates will be slightly higher than a typical brick-and-mortar type. In fact, if you follow the suggestions in our Payment Card Acceptance Best Practices Guide, you will be sure to get the most out of your high risk merchant account and substantially close the gap. UniBul Merchant Services gives you quicker access to funds via direct ACH deposits. Our sales staff uses no teaser rates to attract customers, our application processing personnel is fast and efficient and our US-based customer service ensures that all your issues and concerns are addressed in a timely and professional manner.

Our High Risk Merchant Account Fees

    Processing services application fee $0
    Account set-up fee $0
    POS terminal reprogramming fee $0 – Brick-and-mortar store solutions
    Authorize.Net gateway set-up fee $0 – Internet-based services
    Authorize.Net gateway monthly fee $0 – Internet-based services
    Monthly statement fee $0 – All processing solutions
    Visa / MasterCard discount rate 2.04% – eCommerce and MO / TO, 1.65% – face-to-face
    Visa / MasterCard per-transaction fee $0.20 – eCommerce and MO / TO, $0.20 – face-to-face

    *We can only provide payment acceptance services to US-based organizations


Are you ready to sign up and start using our card processing services? Submit your inquiry now and our high risk merchant account team will evaluate your needs and email you a detailed processing proposal within hours. Once we have all the paperwork processed, you will be accepting credit cards and the other payment methods you have selected in less than 48 hours. If you need help or additional information about our merchant services, give us a call at 866.749.1405 or email us.

Your service benefits will include:

  • One of the highest merchant approval rates in the industry at 98% of qualified applicants
  • Support for Visa, MasterCard, Discover, American Express and the major foreign payment cards
  • Wide range of third party payment services to accommodate customers who cannot use cards
  • Consolidated, automatic daily ACH deposits for all payment types directly into your bank account
  • Smart authorizations to help screen transactions
  • Risk management services to minimize fraud exposure
  • Review transactions, manage chargebacks and more from your browser with our client center
  • Round-the-clock US-based merchant support


Request our payment processing proposal

High Risk Merchant Account