Merchant Account Processing

There are many decisions you need to make when you start a new business and selecting a merchant account processing service is certainly among the most important ones although it is very easy to overlook its significance. In the long run, a properly set up and well maintained payment acceptance service can save you a lot of money by keeping your rates low. At UniBul Merchant Services we will help you reduce downgraded transactions and minimize retrieval requests and chargebacks.  We will also enable you to accept a host of alternative types of payment to complement your credit card processing capabilities. You will have the option of issuing gift cards and to participate in our cash advance program.

Our Merchant Account Processing Rates and Fees

    Application fee $0
    Payment processing account set-up fee $0
    Equipment / software set-up fee $0
    Visa / MasterCard discount rate 2.15% – Internet-based services, 1.65% – face-to-face
    Visa / MasterCard transaction fee $0.25 – Internet-based services, $0.20 – face-to-face
    Payment gateway monthly fee $9.95 – eCommerce and MO / TO accounts
    Monthly statement fee $9.95 – all payment acceptance solutions

Selecting a merchant account processing solution can be difficult, as comparing services and pricing can be confusing. When evaluating a proposal, you should carefully consider the whole package that is being offered. For example, when you see an advertisement for rates “as low as 1.19%,” you would be well advised to inquire exactly which transactions will be processed at this rate. Be advised that, in a card-present environment, this rate will only be applied to certain debit card transactions and, in a card-not-present setting, to none at all. As our client you will benefit from:

  • Full disclosure of all processing fees before any commitment is made
  • Set-up with support for all major American, European and Asian bank cards
  • PayPal, Google Checkout, Amazon Payments, eChecks and eBillme options to enable all customers to check out
  • Consolidated, automatic ACH deposits for all payment types in as little as 24 hours
  • Robust chargeback management capabilities
  • Proprietary built-in fraud detection and prevention tools
  • Web-based client center to give you instant access to all of your account data and a range of managerial tools
  • Round-the-clock US-based merchant support center


Request our payment processing proposal

Merchant Account Processing