Merchant Card Account

At UniBul Merchant Services we are registered with both Visa and MasterCard to provide US-based merchants with payment acceptance solutions. We will enable you to accept all American and the major global card brands. Our merchant card account services are all set up to use the pass-through processing rates which ensures lowest possible payment acceptance costs. The reason why the pass-through is by far the most beneficial pricing model for our merchants is that it adds our low processing costs (which are the same for all types of merchants) to the interchange fees that are set by the Credit Card Associations and are published annually. By contrast, all other pricing models in use today provide flat rates, in one form or another, for all types of credit and debit cards. Merchant processing providers who use them have to offer a high enough rate to ensure themselves against a loss on any single transaction, which means that it has to be higher than the highest possible rate.

Our Processing Rates and Fees

    Application processing fee $0
    Merchant card account set-up fee $0
    Equipment / software reprogramming fee $0
    Visa / MasterCard discount rate 2.15% – Internet-based services, 1.65% – face-to-face
    Visa / MasterCard transaction fee $0.25 – Internet-based services, $0.20 – face-to-face
    Payment gateway monthly fee $9.95 – eCommerce and MO / TO accounts
    Monthly statement fee $9.95 – All processing solutions

Our payment processing rates and fees are among the lowest, if not the lowest in our industry. Yet, they are just one of many good reasons to set up a merchant card account service with us. You will get your money deposited daily directly into your designated bank account. All of our processing solutions come with built-in proprietary fraud protection capabilities and support all major fraud prevention tools, including the Address Verification (AVS) and Card Security Code (CVV2, CVC2, CID) services. Our merchants also benefit from:

  • Application decision as soon as on the day of submission
  • Global credit card processing capabilities to support all major American and foreign card brands
  • PayPal, Google Checkout, Amazon Payments, eChecks and eBillme options to enable all customers to check out
  • Direct daily ACH fund deposits into your bank account
  • Smart authorizations to help screen transactions
  • Risk management services to minimize your fraud exposure
  • Online client center to put all of your account information at your finger tips for a more efficient account management
  • Dedicated 24 / 7 US-based customer service center for a superior merchant support


Request our payment processing proposal

Merchant Card Account