Merchant Card Account
At UniBul Merchant Services we are registered with both Visa and MasterCard to provide US-based merchants with payment acceptance solutions. We will enable you to accept all American and the major global card brands. Our merchant card account services are all set up to use the pass-through processing rates which ensures lowest possible payment acceptance costs. The reason why the pass-through is by far the most beneficial pricing model for our merchants is that it adds our low processing costs (which are the same for all types of merchants) to the interchange fees that are set by the Credit Card Associations and are published annually. By contrast, all other pricing models in use today provide flat rates, in one form or another, for all types of credit and debit cards. Merchant processing providers who use them have to offer a high enough rate to ensure themselves against a loss on any single transaction, which means that it has to be higher than the highest possible rate.
Our Processing Rates and Fees
| Application processing fee | $0 |
| Merchant card account set-up fee | $0 |
| Equipment set-up or reprogramming fee | $0 – Physical store solutions |
| Authorize.Net gateway set-up fee | $0 – eCommerce and MO / TO accounts |
| Authorize.Net gateway monthly fee | $0 – eCommerce and MO / TO accounts |
| Monthly statement fee | $0 – All processing solutions |
| Visa / MasterCard discount rate | 2.04% – Internet-based services, 1.65% – face-to-face |
| Visa / MasterCard transaction fee | $0.20 – Internet-based services, $0.20 – face-to-face |
*We can only provide credit card acceptance services to US-based organizations
Our payment processing rates and fees are among the lowest, if not the lowest in our industry. Yet, they are just one of many good reasons to set up a merchant card account service with us. You will get your money deposited daily directly into your designated bank account. All of our processing solutions come with built-in proprietary fraud protection capabilities and support all major fraud prevention tools, including the Address Verification (AVS) and Card Security Code (CVV2, CVC2, CID) services.
Your service benefits will include:
- Application decision as soon as on the day of submission
- Global credit card processing capabilities to support all major American and foreign card brands
- Support for PayPal, Google Checkout and Amazon Payments to enable all customers to check out
- Direct daily ACH fund deposits into your bank account
- Smart authorizations to help screen transactions
- Risk management services to minimize your fraud exposure
- Web-based client center to put account information and management tools at your finger tips
- Dedicated 24 / 7 US-based customer service center for a superior merchant support
Request our payment processing proposal
