Merchant Credit Services
Accepting payment cards at the checkout, whether virtual or physical, has become so commonplace that it is no longer an option, it is a requirement. It is a requirement, however, that, if implemented correctly, will solidify your existing customer base and help attract many new consumers, who, up until now, have been avoiding your establishment simply because it does not support their preferred payment choice. Our merchant credit services, built on the pass-through pricing model, offer acceptance of all major credit and debit card brands at probably the lowest processing cost in our industry. If you are currently accepting card payments, we invite you to send us your latest payment processing statements and we will provide you a breakdown of the fees that we would have charged you during the evaluated period. Be advised that, unless your card processing terms have been revised recently, chances are that you might be getting overcharged.
Our Card Processing Rates and Fees
| MERCHANT CREDIT SERVICES APPLICATION FEE | $0 |
| ACCOUNT SETUP FEE | $0 |
| EQUIPMENT REPROGRAMMING FEE (IF APPLICABLE) | $0 |
| VISA/ MASTERCARD DISCOUNT RATE - CREDIT | 2.15% - VIRTUAL, 1.64% - RETAIL |
| VISA/ MASTERCARD DISCOUNT RATE - DEBIT | 1.94% - VIRTUAL, 1.38% - RETAIL |
| VISA/ MASTERCARD TRANSACTION FEE - CREDIT & DEBIT | $0.25 - VIRTUAL, $.20 - RETAIL |
| PAYMENT GATEWAY MONTHLY FEE | $9.95 - ECOMMERCE ONLY |
| MONTHLY STATEMENT FEE | $9.95 |
| MONTHLY MINIMUM FEE | $0 |
Apart from our incredibly low processing rates and fees, our merchant credit services provide an array of great supplemental solutions. Our online reporting tool can be accessed from anywhere internet connection is available and will provide you with details on your transaction activity and the ability to monitor it and apply preventive measures when necessary. It will help you spot the weak links in your sales cycle and identify potential problems. Other benefits that our merchant account solutions offer include:
- INSTANT APPLICATION DECISION
- DEBIT CARDS PROCESSED AT LOWER RATES
- A VARIETY OF PAYMENT ACCEPTANCE SERVICES
- COMPLETE FRAUD PROTECTION AND SUPPORT FOR AVS AND CVV2
- ACH DEPOSITS WITHIN 48 HOURS
- SUPERIOR ONLINE REPORTING
- RISK MANAGEMENT TOOLS TO MINIMIZE FRAUD-RELATED LOSSES
- FAST, SECURE TRANSACTION AUTHORIZATION
- KNOWLEDGEABLE CUSTOMER SUPPORT
