Processing Credit Card Transactions
We all participate, many of us daily, in electronic payment transactions. Most of us usually do so as consumers and don’t think much about the way transactions actually get processed. As a merchant, you will need to be proficient in processing credit card transactions in order to get the most out of your service. We have written several guides and manuals to help our merchants build their card acceptance practices in a way that is compliant with Visa and MasterCard standards to ensure lowest levels of downgrades and chargebacks. In addition to credit and debit cards, we provide a host of alternative payment solutions to help you attract consumers who either cannot or will not use cards.
Processing Credit Card Transactions at Low Fees
| Application fee | $0 |
| Merchant account set-up fee | $0 |
| Equipment reprogramming fee (if needed) | $0 – Physical store solutions |
| Authorize.Net gateway set-up fee | $0 – Web-based solutions |
| Authorize.Net gateway monthly fee | $0 – Web-based solutions |
| Monthly statement fee | $0 – All card processing solutions |
| Visa / MasterCard discount rate | 2.04% – Internet-based, 1.65% – face-to-face |
| Visa / MasterCard per-transaction fee | $0.20 – Internet-based, $0.20 – face-to-face |
*We can only provide payment acceptance services to US-based organizations
Processing credit card transactions goes beyond offering low rates and fees, as does our service. At UniBul Merchant Services our merchant accounts are backed by one of the most comprehensive web-based reporting systems in the industry. It provides you with a range of capabilities, including profitability analysis, chargeback and retrieval management, daily transaction report and settlement review, 12-month statement access, and a lot more.
Your service benefits will include:
- Application decision as soon as within hours of submission
- Full disclosure of all processing fees before any commitment is made
- Support for all major American and foreign credit and debit cards
- Wide range of third party payment services to accommodate customers who cannot use cards
- Daily ACH deposits directly into your bank account for a quicker access to your money
- Chargeback and risk management programs to help minimize your fraud exposure
- Manage your account, review sales reports and more with a powerful web-based client center
- Round-the-clock US-based merchant support
Request our payment processing proposal
