Online Retail Merchant Account

Online Retail Merchant Account

Getting approved for an online retail merchant account can often be an incredibly frustrating experience. All types of web-based retail are considered “high risk” by Visa and MasterCard, which immediately makes traditional payment processors wary about possible high levels of customer disputes and chargebacks. And if you happen to be in the wrong industry, they may reject you, before even taking a single look at your paperwork. To make things worse, the processors which would consider working with you are likely to do so on less than favorable terms.

Well, at UniBul we have made high risk credit card processing our specialty — in fact, we do little else. We provide highly dependable and reasonably priced online retail merchant account solutions to both start-ups and experienced businesses. Here is what you get:

• Speedy application approvals.
• Straightforward account set-ups.
• Reasonable processing fees.
• Secure credit card processing.
• No monthly processing limits.
• Acceptance of all major credit and debit cards.
• Full PCI compliance.
• Solid, secure payment gateway.
• Built-in multifunctional virtual terminal.
• Daily or weekly payouts.
• 24 / 7 merchant support.

At UniBul, we have made our online retail merchant account application process a fast, simple and straightforward one. Once we’ve received your application paperwork, we immediately initiate the underwriting review and can have you approved in as few as 3 days. Once approved, you will be ready to start accepting credit card payments shortly afterward.

Supported Payment Cards and Currencies

Our online retail merchant account solution allows you to accept Visa and MasterCard as well as, should you choose it, many other card brands, both on your website and over the phone. Some of the card brands we support are shown below:

You can process payments in dozens of different currencies and you can settle your transactions in any of the major currencies, including U.S. dollars, euros, G.B. pounds, Swiss francs and other currencies, some of which are seen below:

Your payout schedule will be set during the underwriting review. You can expect to have your money deposited right into your designated bank account either on a weekly basis (with one week in arrears) or, for well qualified businesses, daily (typically with three days in arrears). Whatever your payout schedule, you will always be getting your money deposited as agreed and on time.

UniBul’s Payment Gateway

UniBul’s reliable payment gateway gives you the platform and security you need for fast and safe credit card processing. Here is a small sample of the features and benefits of our payment gateway:

• Accept credit cards, debit cards and, if needed, a variety of other payment methods.
• Identify and reject suspicious and potentially fraudulent transactions with our powerful fraud prevention tools.
• Review and manage transactions, configure account settings, view and download reports and account statements and much more through our merchant reporting website.
• Set up just as many user accounts as you need, with varying levels of permission to control account access.
• Fully PCI-compliant platform for a secure payment processing of sensitive customer data.
• Place the free UniBul Verified Merchant Seal on your website for an enhanced credibility with your customers.

Furthermore, our online retail merchant account enables you to set up and manage recurring and installment payment plans right into our virtual terminal, which comes as part of our payment gateway package. Here is a short list of what you will be able to do:

• Bill repeat customers using the information you have stored on file for them.
• Automatic processing of subscription payments. Once a subscription plan is initiated, no additional input is needed until the plan is canceled.
• Dynamic recurring billing to enable you to bill your customers different amounts or on different days each month.
• Enhanced security by eliminating the need to store sensitive customer information on your own servers, minimizing your liability in possible data breaches.
• Enhanced customer loyalty by offering a flexible, time-saving billing plan, for which they can sign up with either a payment card or a checking account.
• Lower costs through the elimination of manual billing.
• Send out email notifications for the expiration of a customer’s card or subscription plan.

Who Do We Work With?

At UniBul, our online retail merchant account solutions are designed for businesses that are considered high risk, including merchants who have been placed on the TMF / MATCH list. Here is a short list of the industries we serve:

UniBul’s Application Package

For a fast and straightforward online retail merchant account application process, we ask that you provide the following documentation as a complete package at the beginning of the underwriting review:

• Filled out and signed application form — we will send you the appropriate form at the beginning of the process.
• Certificate of Registration / Articles of Incorporation or an equivalent document.
• Government-issued photo ID, such as a driver’s license or passport.
• Recent utility bill — no older than a month from the application date.
• Business owner’s r??sum?? or CV.
• Six most recent processing statements.
• Business license, if applicable.
• Three most recent bank statements.
• Voided check or, if not available, a signed bank letter.

Get Started Now!

At UniBul, our online retail merchant account application review is fast and straightforward. Once we’ve received the paperwork listed above, we will immediately initiate the underwriting process, so you can start taking credit and debit cards just as quickly as possible. So contact us now and let’s get your application process started!

What Our Customers Are Saying

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