MOTO Merchant Account
At UniBul, we specialize in providing payment acceptance solutions to mail order and telephone order (MOTO) businesses. Our MOTO merchant account is built around a virtual terminal that enables you to process payments for orders received over the phone or in the mail. The virtual terminal can be securely accessed from your favorite browser anywhere internet connection is available. Managed billing and customer profile management services are integrated into the virtual terminal to enable you to securely store your customers’ cardholder data off-site, and allow you to conveniently access it to collect recurring, deferred and installment billing automatically.
MOTO Merchant Account Pricing
|Account set-up fee||$0|
|Virtual terminal set-up fee||$0|
|Virtual terminal monthly fee||$20|
|Credit card processing fee||Interchange + 0.50% + 10¢|
Our MOTO merchant account offers much more than secure, low-cost payment acceptance. Our excellent web-based reporting system provides a central access point for round-the-clock answers to your questions. It gives you a range of capabilities, including trending and profitability analyses, identifying downgraded transactions, managing exception items, chargeback and retrieval requests, daily report and settlement review, transaction research by various criteria, and a lot more.
Credit Card, Settlement and Payout
Our objective is to make sure you can accommodate the payment choice of every single one of your customers, so that no one is turned back at the checkout and to make that possible we support a wide range of credit card and other payment options. You will be able to accept all major card brands, including:
You will also have the option of selecting your settlement currency. Our MOTO merchant account solution supports a wide variety of currencies from around the world, so that you can sell your product in your customers’ local currency. Here is a sample list of your choices:
Payout schedules can vary, but typically you can expect to get funded daily. High-risk merchants usually get funded weekly, with one week in arrears.
Get a MOTO Merchant Account in Less than a Week
Whether you are looking for a domestic, high-risk, offshore, or international merchant account for your MOTO business, UniBul has a solution for you. We work with dozens of acquiring banks worldwide, so we can match you with the best one to fit your credit card processing needs.
Although you will be accepting payments through a virtual terminal, Visa and MasterCard still require you to operate a functioning website. However, it is unlikely that such a requirement would be a burden to anyone. After all, having a website is a great way to advertise your services. Moreover, it will also give you the opportunity to accept credit card payments online, in addition to taking them over the phone, and it will give your customers more payment options. Contact us now to learn about the website requirements for MOTO merchant accounts.
PCI-Compliant Payment Gateway
With the ongoing rise of online fraud and cyberattacks, one of our top priorities is providing a safe environment for our MOTO merchants to process their virtual terminal transactions. To that end, we use a number of PCI-compliant payment gateways to protect your business and your customers’ credit card information from theft and fraud.
The virtual terminal is built right into the payment gateway and will allow you to accept credit card payments over the phone as well as via mail order. As UniBul provides MOTO merchant services through an online application, you can process virtual terminal transactions from anywhere and at any time. If your website goes down or your customer is unable to complete his or her transaction online, you can key-enter the payment information and manually complete the sale.
Merchants who operate call centers can create multiple virtual terminal users, each with their own secure payment gateway access. Just visit the Account Management Interface section of your payment gateway, select the Add New User button and create the password for him or her. Next, you will need to enter the user’s first and last name, email address and telephone number and activate the account. Save the information and your new user is good to go!
Your service benefits will include:
- Acceptance of Visa, MasterCard, American Express, Discover and the major foreign cards
- Automatic daily ACH deposits for all payment types directly into your bank account
- A virtual terminal to let you process regular, installment, recurring, deferred payments and more
- Manage chargebacks, review sales reports and more from your browser with our client center
- Proprietary built-in fraud detection and prevention tools
- Risk management services to help minimize your fraud exposure
- Excellent 24 / 7 US-based merchant support
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.